Services
Your first home, without the guesswork.
Buying your first place is exciting and confusing in equal measure. We'll show you what you can borrow, which government schemes you may be eligible for, and the fastest realistic path to the keys.
Who this is for
- You're saving a deposit and want to know when you'll be ready
- You want pre-approval before you start inspecting
- You've heard about low-deposit schemes and want to know if you qualify
- You're buying with a partner, family member or on your own
How we help
Deposit strategy
Work out whether 5%, 10% or 20% makes sense for you, and what lenders mortgage insurance would cost if you go below 20%.
Government schemes
We check your eligibility for federal and state first home buyer schemes and grants, which vary by state and change over time.
Pre-approval
Shop with a clear budget, so you can bid and negotiate confidently.
Plain-English guidance
Every fee, form and term explained, from contract to settlement day.
How it works
- 1
Free first chat
15-20 minutes on the phone or video. We get to know your goals, timing and situation.
- 2
Your options, compared
We search our lender panel and explain the real trade-offs: rate, fees, features and flexibility.
- 3
We handle the paperwork
Application, valuations and lender back-and-forth are managed for you.
- 4
Settlement and beyond
We stay in touch after settlement and review your loan as rates and life change.
Common questions
How much deposit do I need?
Some lenders and government schemes allow eligible buyers to purchase with as little as 5%. Below 20% you may pay lenders mortgage insurance unless a scheme covers it. We'll compare the options for your situation.
Does using a broker cost me anything?
For most home loans our service is free to you. We are paid by the lender on settlement, and we'll always disclose how we're paid.
How long does pre-approval last?
Usually 3 to 6 months depending on the lender. We'll help you refresh it if your search takes longer.
Ready to talk it through?
A free, no-obligation chat. Estimates are fine, and you don't need documents yet.
Other services: Home loansInvestment loansRefinanceCar loansAsset & equipment financeBusiness loansDebt & asset restructuring